A loan agreement from HSBC for the remortgage of my 2 bedroom maisonette is due imminently. Are you able to put forward a cheap conveyancing solicitor in New Mills?
This site is not designed to aid those in their quest for cut-price fees for conveyancing solicitors in New Mills. Our intention is to offer affordable conveyancing but our intention is not to work with the cheapest lawyers. Do not be fooled by brokers enticing you with low cost conveyancing in New Mills. Optimistically, in being led by low cost conveyancing, you will receive what you pay for and at worst you will end up spending a lot in extras and still not end up with the service required.
My wife and I are refinancing our penthouse in New Mills with Yorkshire BS. We have a son 18 who lives with us. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the flat is forfeited by the lender. I have a couple of questions (1) Is this document specific to the Yorkshire BS conveyancing panel as he never had to sign this form when we remortgaged 4 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
First, rest assured that your Yorkshire BS conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Yorkshire BS. This is solely used to protect Yorkshire BS if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Yorkshire BS had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
I have just over seventy years left on my lease and need a lease extension for my flat in New Mills. Conveyancing solicitors on the Platform panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 3/2/2026 the requirements read as follows :
Have completed on a a semi-detached house in New Mills , how long should it take for the Land Registry to register my proprietorship? My New Mills conveyancing solicitor works at snail pace, so I want to check that my ownership is recorded.
As far as conveyancing in New Mills is concerned, registration is no faster or slower than the rest of the country. Rather than based on location, timescales can vary depending on the party submitting the application, whether there are errors and whether the Land registry communicate with any other persons or bodies. Currently in the region of three quarters of such applications are completed in less than three weeks but occasionally there can be longer hold-ups. Historically registration occurs after the buyer has moved in to the property therefore an expedited registration is not typically top priority but if there is a degree of urgency associated with the registration then you or your solicitor should speak with the land registry and explain the circumstances.
When it comes to my conveyancing in New Mills should I be paying VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee
(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some New Mills conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the conveyancer's time in submitting the funds this way.